Liam Tormey
Founder, Honest Insurance
Liam Tormey founded Honest Insurance and is a director of Riverun Pty Ltd (ACN 663 364 154), the Australian company that publishes it. He writes and edits the guides on this site.
He started Honest Insurance after finding that most Australian comparison sites present precise-looking premiums and ratings with no way to check where any of it came from. The site is built around the opposite premise: every figure is either traced to a published, dated source, or is labelled as unverified.
In practice that means the health and dental premiums here come from the Commonwealth Ombudsman’s PrivateHealth.gov.au dataset rather than from an insurer’s marketing material, and the comparison methodology is published in full so readers can judge it for themselves.
What Liam is not qualified to tell you
Liam is not a licensed financial adviser, insurance broker, or actuary, and holds no Australian Financial Services Licence. Nothing he writes here is personal advice or a recommendation that a product suits you. The guides explain how products work and cite their sources; decisions about your own cover should be made with the Product Disclosure Statement, and where appropriate a licensed adviser.
Guides by Liam Tormey (36)
- Life Insurance Through Super: The Pros and ConsLife & Income · 25 May 2026
- Income Protection Insurance: The Complete Australian GuideLife & Income · 24 May 2026
- How Much Life Insurance Cover Do You Actually Need?Life & Income · 23 May 2026
- Term vs Whole Life Insurance: Which Is Right for You?Life & Income · 22 May 2026
- Cyber Insurance for Small Businesses: A Necessity?Business Insurance · 21 May 2026
- Professional Indemnity Insurance ExplainedBusiness Insurance · 20 May 2026
- Business Interruption Insurance: What Is It and Do You Need It?Business Insurance · 19 May 2026
- Why Every Small Business Needs Public Liability InsuranceBusiness Insurance · 18 May 2026
- Tips for Reducing Pet Healthcare Costs Without InsurancePet Insurance · 17 May 2026
- Breed-Specific Exclusions in Pet InsurancePet Insurance · 16 May 2026
- What Does Pet Insurance Cover in Australia?Pet Insurance · 15 May 2026
- Is Pet Insurance Worth It in Australia?Pet Insurance · 14 May 2026
- Making a Travel Insurance Claim: Tips for SuccessTravel Insurance · 13 May 2026
- Travel Insurance for Pre-Existing Conditions: What You Need to KnowTravel Insurance · 12 May 2026
- What Does Travel Insurance Cover (and What It Doesn't)?Travel Insurance · 11 May 2026
- Do You Really Need Travel Insurance for Domestic Trips?Travel Insurance · 10 May 2026
- Tips for Comparing Insurance Quotes EffectivelyTips & Education · 9 May 2026
- Insurance Jargon: A Glossary for BeginnersTips & Education · 7 May 2026
- How to Read and Understand Your Insurance PolicyTips & Education · 5 May 2026
- Natural Disasters and Home Insurance: Are You Covered?Home & Contents · 3 May 2026
- Understanding Underinsurance and How to Avoid ItHome & Contents · 1 May 2026
- Home Insurance vs Contents Insurance: What's the Difference?Home & Contents · 29 Apr 2026
- The Impact of Modifications on Car InsuranceCar Insurance · 27 Apr 2026
- What to Do After a Car Accident: A Step-by-Step GuideCar Insurance · 25 Apr 2026
- Understanding No-Claim Bonuses in Car InsuranceCar Insurance · 23 Apr 2026
- How to Lower Your Car Insurance Premiums LegallyCar Insurance · 21 Apr 2026
- Comprehensive vs Third-Party Car Insurance: Which One Do You Need?Car Insurance · 19 Apr 2026
- Are Kids Covered for Dental in Australia?Dental Insurance · 17 Apr 2026
- How to Get Cheaper Dental Care Without InsuranceDental Insurance · 15 Apr 2026
- What Does Dental Insurance Actually Cover in Australia?Dental Insurance · 13 Apr 2026
- Public vs Private Dental in Australia: What's the Real Difference?Dental Insurance · 11 Apr 2026
- Is Dental Insurance in Australia Worth It?Dental Insurance · 9 Apr 2026
- The Most Common Insurance Myths in Australia — BustedInsurance Basics · 7 Apr 2026
- How Age Affects Life Insurance Premiums — and What to Do About ItInsurance Basics · 5 Apr 2026
- Is Renters Insurance Worth It in Australia?Insurance Basics · 3 Apr 2026
- What's an Excess in Insurance — and Should You Raise It?Insurance Basics · 1 Apr 2026