Compare Health Insurance
Hospital cover, extras, and combined policies
Health premiums are set by state and by who is covered, so these choices change the actual published rate — not just which results are shown.
What cover costs where you live
Connections Hospital Gold
$650.34/mo
$7,804/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J28/NKYA1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
elite gold copay
$680.10/mo
$8,161/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J139/NICD1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Complete Hospital (Gold)
$712.15/mo
$8,546/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J59/NHQG1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Gold Comprehensive Hospital $750 Excess
$683.85/mo
$8,206/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H73B/NRXJ1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Complete Gold Hospital $750 Excess
$515.06/mo
$6,181/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H5C/NBTN1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
GMHBA Gold Optimum $750
$753.20/mo
$9,038/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H69/NLKV1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Gold Hospital Elevate $750/$1500 Excess
$673.86/mo
$8,086/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H22/NBRIL1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF CORPORATE GOLD $750 EXCESS
$512.17/mo
$6,146/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H28K/NMGT1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Premium Gold Hospital
$386.80/mo
$4,642/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J111/NMGC1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Qantas Gold Top Hospital $750 Excess
$848.77/mo
$10,185/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J106/NUHA1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Hospital (Basic Plus)
$194.18/mo
$2,330/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J10/NAWE1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Top Hospital 500 (Gold)
$428.76/mo
$5,145/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J6E/NDIV1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Core Hospital Silver Plus 750
$279.50/mo
$3,354/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J21/NHBY1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
essentials silver plus
$271.10/mo
$3,253/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J121/NHGC1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Midpoint Hospital (Silver Plus)
$305.80/mo
$3,670/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J58/NHAZ1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Silver Plus Classic Hospital $750 Excess
$263.65/mo
$3,164/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H81C/NTRX1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Everyday Silver Plus Hospital $750 Excess
$273.91/mo
$3,287/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H7C/NBLP1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
GMHBA Silver Plus Hospital $750
$297.95/mo
$3,575/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H43C/NKGF1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Silver Hospital
$268.70/mo
$3,224/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J19/NAZY1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Essential Silver Hospital $750/$1500 Excess
$254.02/mo
$3,048/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H25/NBVTV1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF CORPORATE CARE SILVER PLUS HOSPITAL $750 EXCESS
$262.48/mo
$3,150/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H41K/NRME1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Medibank Silver Plus Core
$267.90/mo
$3,215/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J116/NODP1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Silver Secure Hospital Plus $750 Excess
$290.11/mo
$3,481/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J114/NWBW1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Apia Silver Hospital $750 Excess
$302.61/mo
$3,631/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J77/NPOZ1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Mid Classic 500 (Silver Plus)
$267.08/mo
$3,205/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J11/NCGZ1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Saver Hospital Bronze Plus
$195.20/mo
$2,342/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J31/NLDC1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Starter Hospital Basic Plus
$176.00/mo
$2,112/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J30/NLGB1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
core hospital (basic+)
$203.00/mo
$2,436/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J133/NHUH1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
simple bronze plus
$223.20/mo
$2,678/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J120/NGYZ1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Core Hospital (Bronze Plus)
$238.05/mo
$2,857/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J57/NGXU1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Bronze Plus Simple Hospital $750 Excess
$217.45/mo
$2,609/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H48C/NMQT1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Plus Starter Hospital $750 Excess
$196.25/mo
$2,355/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H47B/NKWE1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Value Bronze Plus Hospital $750 Excess
$228.32/mo
$2,740/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H8C/NCBZ1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Starter Basic Plus Hospital $750 Excess
$208.56/mo
$2,503/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H9C/NBZJ1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Bronze Plus Hospital
$208.65/mo
$2,504/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H75/NLSO1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Basic Plus Hospital
$167.40/mo
$2,009/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H57/NKKZ1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Lite Bronze Hospital Plus $750/$1500 Excess
$200.14/mo
$2,402/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H24/NBSQU1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Hospital Plus $750/$1500 Excess
$186.80/mo
$2,242/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H19/NBJJX1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF Hospital Basic Plus $750 Excess
$181.16/mo
$2,174/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H35R/NPPQ1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF HOSPITAL BRONZE PLUS $750 EXCESS
$218.30/mo
$2,620/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H30K/NLYR1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Medibank Bronze Plus Value
$181.70/mo
$2,180/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J128/NQCR1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Medibank Basic Plus Select
$174.70/mo
$2,096/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J135/NQZI1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Care Hospital Plus $750 Excess
$207.38/mo
$2,489/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J112/NVVF1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Bronze Protect Hospital Plus $750 Excess
$226.86/mo
$2,722/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J113/NVYW1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
ambulance hospital (basic)
$177.80/mo
$2,134/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J131/NHNV1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
starter bronze
$211.10/mo
$2,533/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J9A/NELI1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Bronze Hospital $750 Excess
$206.25/mo
$2,475/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H78C/NTIG1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Accident Only Hospital $750 Excess
$180.90/mo
$2,171/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H46B/NLAY1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Bronze Hospital
$197.75/mo
$2,373/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H46/NIXW1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Basic Accident Boost Hospital
$156.05/mo
$1,873/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H78/NLYA1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Hospital Accident Only $750/$1500 Excess
$168.60/mo
$2,023/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H23/NBSHX1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF HOSPITAL BRONZE $750 EXCESS
$202.09/mo
$2,425/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H37K/NQAR1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF CORPORATE CARE BASIC HOSPITAL $750 EXCESS
$174.24/mo
$2,091/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code H38K/NQEF1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Accident Hospital $750 Excess
$194.18/mo
$2,330/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J95/NSBP1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Bronze Hospital $750 Excess
$225.59/mo
$2,707/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Single parent cover, NSW/ACT. Source · Product code J96/NSEH1D
Premium is the published NSW/ACT single parent rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
All 55 premiums on this page are sourced. These are the published NSW / ACT rates for single parent cover, shown monthly before the Australian Government Rebate — so most people pay less than the figure shown. The policies here are a sample of the market, not all available products, and a provider’s absence says nothing about its quality. Read our full methodology.
Honest Insurance may receive a referral fee from insurers, which never affects ranking. We are not a financial adviser and this is not a recommendation. Read the PDS before purchasing.