Compare Health Insurance
Hospital cover, extras, and combined policies
Health premiums are set by state and by who is covered, so these choices change the actual published rate — not just which results are shown.
What cover costs where you live
Connections Hospital Gold
$726.20/mo
$8,714/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J28/WKXZ20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
elite gold copay
$655.30/mo
$7,864/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J139/WIDF20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Complete Hospital (Gold)
$724.50/mo
$8,694/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J59/WHPS20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Gold Comprehensive Hospital $750 Excess
$740.70/mo
$8,888/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H73B/WRXO20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Complete Gold Hospital $750 Excess
$499.20/mo
$5,990/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H5C/WBUH20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
GMHBA Gold Optimum $750
$737.65/mo
$8,852/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H69/WLLO20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Gold Hospital Elevate $750/$1500 Excess
$673.64/mo
$8,084/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H22/WBRHW20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF CORPORATE GOLD $750 EXCESS
$529.28/mo
$6,351/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H28K/WMHV20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Premium Gold Hospital
$428.10/mo
$5,137/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J111/WMHI20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Suncorp Health Insurance Gold Hospital $750 Excess
$714.95/mo
$8,579/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J59/WMYB20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Hospital (Basic Plus)
$218.18/mo
$2,618/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J10/WCLX20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Top Hospital 500 (Gold)
$431.96/mo
$5,184/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J6E/WDKI20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Core Hospital Silver Plus 750
$292.16/mo
$3,506/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J21/WHCS20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
essentials silver plus
$274.30/mo
$3,292/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J121/WHIG20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Midpoint Hospital (Silver Plus)
$308.50/mo
$3,702/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J58/WGYX20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Silver Plus Classic Hospital $750 Excess
$276.00/mo
$3,312/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H81C/WTTJ20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Everyday Silver Plus Hospital $750 Excess
$267.54/mo
$3,210/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H7C/WBYH20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
GMHBA Silver Plus Hospital $750
$299.15/mo
$3,590/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H43C/WKFR20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Silver Hospital
$293.05/mo
$3,517/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J19/WAZO20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Essential Silver Hospital $750/$1500 Excess
$272.88/mo
$3,275/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H25/WBVWW20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF HOSPITAL STANDARD SILVER PLUS
$262.56/mo
$3,151/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H31K/WMEP20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Medibank Silver Plus Core
$285.30/mo
$3,424/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J116/WOGZ20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Silver Secure Hospital Plus $750 Excess
$284.28/mo
$3,411/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J114/WWEU20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Silver Hospital
$293.76/mo
$3,525/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J76/WOCZ20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Mid Classic 500 (Silver Plus)
$289.32/mo
$3,472/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J11/WBVC20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Saver Hospital Bronze Plus
$194.00/mo
$2,328/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J31/WLFV20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Starter Hospital Basic Plus
$170.00/mo
$2,040/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J30/WLHK20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
simple bronze plus
$202.70/mo
$2,432/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J120/WGYW20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
core hospital (basic+)
$179.30/mo
$2,152/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J133/WHWN20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Core Hospital (Bronze Plus)
$222.70/mo
$2,672/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J57/WGVR20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Simple Hospital (Basic Plus)
$191.50/mo
$2,298/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J34/WCFW20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Bronze Plus Simple Hospital $750 Excess
$204.40/mo
$2,453/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H48C/WMRV20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Plus Starter Hospital $750 Excess
$187.30/mo
$2,248/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H47B/WKVW20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Value Bronze Plus Hospital $750 Excess
$215.02/mo
$2,580/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H8C/WCCT20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Starter Basic Plus Hospital $750 Excess
$198.03/mo
$2,376/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H9C/WBZB20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Bronze Plus Hospital
$210.00/mo
$2,520/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H75/WLTH20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Basic Plus Hospital
$176.30/mo
$2,116/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H57/WKLJ20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Hospital Plus $750/$1500 Excess
$183.46/mo
$2,202/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H19/WBJKB20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Lite Bronze Hospital Plus $750/$1500 Excess
$198.40/mo
$2,381/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H24/WBSQF20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF Hospital Basic Plus $750 Excess
$173.40/mo
$2,081/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H35R/WPQM20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF HOSPITAL BRONZE PLUS $750 EXCESS
$214.40/mo
$2,573/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H30K/WLZT20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Medibank Bronze Plus Value
$196.10/mo
$2,353/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J128/WQGB20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Medibank Basic Plus Select
$187.20/mo
$2,246/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J135/WRCS20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Care Hospital Plus $750 Excess
$186.78/mo
$2,241/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J112/WVYD20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Bronze Protect Hospital Plus $750 Excess
$211.25/mo
$2,535/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J113/WWAT20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
ambulance hospital (basic)
$159.20/mo
$1,910/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J131/WHQB20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
starter bronze
$189.40/mo
$2,273/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J9A/WENT20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Accident Only Hospital $750 Excess
$170.40/mo
$2,045/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H46B/WLAQ20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Bronze Hospital $750 Excess
$190.20/mo
$2,282/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H78C/WTJR20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Basic Accident Boost Hospital
$159.90/mo
$1,919/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H78/WLYT20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Frank Bronze Hospital
$200.85/mo
$2,410/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H46/WIYO20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Hospital Accident Only $750/$1500 Excess
$158.25/mo
$1,899/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H23/WBSHI20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF Reciprocal Health Cover Basic
$171.50/mo
$2,058/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H6L/WQAD20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
HCF HOSPITAL BRONZE $750 EXCESS
$203.84/mo
$2,446/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code H37K/WQBG20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Medibank Basic Accident and Ambulance
$172.30/mo
$2,068/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J19/WJNH20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Basic Accident Hospital $750 Excess
$171.26/mo
$2,055/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J95/WSDO20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
Bronze Hospital $750 Excess
$206.10/mo
$2,473/yr
Verified 1 Aug 2026 · Monthly premium at 100% — before the Australian Government Rebate. Basis: Couple cover, WA. Source · Product code J96/WSGE20
Premium is the published WA couple rate at 1 Aug 2026, before the Australian Government Rebate. Waiting periods apply. Your rate varies with age and rebate tier.
All 57 premiums on this page are sourced. These are the published Western Australia rates for couple cover, shown monthly before the Australian Government Rebate — so most people pay less than the figure shown. The policies here are a sample of the market, not all available products, and a provider’s absence says nothing about its quality. Read our full methodology.
Honest Insurance may receive a referral fee from insurers, which never affects ranking. We are not a financial adviser and this is not a recommendation. Read the PDS before purchasing.